Fund Transfer

Fund transfer service in Rupiah currency from a Bank Jatim Customer's account to a destination account, both within Bank Jatim and interbank, through various national payment system mechanisms in accordance with applicable regulations.

  • Main Product Features
    1. Bank Jatim Fund Transfer Services include:
      • Online Transfer
    2. Interbank fund transfer in real-time (online) through the payment network available on Bank Jatim's electronic channels.
      • SKN
    3. Interbank fund transfer through the National Clearing System of Indonesia (SKNBI) which is processed non-real-time, following the clearing schedule set by Bank Indonesia.
      • RTGS
    4. Real-time interbank fund transfer for large-value and urgent transactions through the Bank Indonesia RTGS system.
      • BI-FAST
    5. Real-time interbank fund transfer 24/7 through the BI-FAST system, with more economical fees according to regulator provisions.
    6. Fund Transfer Services can be performed through:
      • Bank Jatim ATM
      • Bank Jatim Mobile Banking
      • Bank Jatim Internet Banking
      • Bank Jatim Branch Offices
      • Other Channels According to Bank Jatim Provisions
    7. Fund transfer table by type:
      • ASPECTOnline TransferSKNRTGSBI-FAST
        Provider Interbank network BI (SKNBI) BI (RTGS) BI (BI-FAST)
        Processing time Real time Non-real-time Real time Real time
        Service Hours Follows Bank channels Clearing hours according to BI provisions Working days & Bank operational hours 24 hours / 7 days
        Transaction Amount According to payment channel
        Maximum Limit According to card/
        savings limit        		 According to BI provisions High minimum According to BI provisions
        Purpose of Use Daily transactions Non-urgent
        payments        		 Large/urgent
        transactions        		 Fast retail transactions
        Payment Channel ATM, JConnect Mobile,
        Internet Banking, Teller        		 Teller, Internet Banking Teller, Internet Banking JConnect Mobile, Teller,
        Internet Banking
  • Benefits
    1. Provides flexibility in transfer options according to Customer needs
    2. Reaches all participating banks in the national payment system
    3. Supports retail to large-value transactions
    4. Safe, recorded process, and in accordance with regulator provisions
  • Requirements and Procedures
    1. Customer has an active account at Bank Jatim
    2. Non-Customers can use the SKN BI service at Bank Jatim Tellers
    3. Customer uses the channels specified by Bank Jatim
    4. Destination account data is filled in correctly
    5. Transactions are carried out according to the limits of each service
  • RIPLAY (Product or Service Information Summary)
    • The general version of RIPLAY (Product and Service Information Summary) is a standard document that contains comprehensive important information regarding financial products or services
    • Fund Transfer RIPLAY

For further requirements, terms, or information regarding our products, please contact Bank Jatim Info 14044 or visit a Bank Jatim Branch Office directly.